RetireMax Insurance

Car Insurance That Puts You in the Driver’s Seat

Protect your vehicle—and your peace of mind. At RetireMax Insurance, we help drivers in Illinois, Indiana, Arizona, and Wisconsin find affordable, customized auto coverage they can rely on.

Auto Insurance That Works for You

Affordable coverage. Local agents. Fast quotes.

Whether you’re commuting daily or taking weekend road trips, your car deserves the right protection. At RetireMax, we make it easy to compare plans and find coverage that meets your needs and budget. As a locally owned agency serving Illinois, Indiana, Arizona, and Wisconsin, we understand the specific state requirements and coverage options available to you.

What Does Car Insurance Typically Cover?

Car insurance policies protect you, your vehicle, and others on the road from the financial consequences of an accident or unexpected damage. Understanding the types of coverage available is essential when choosing the right policy.

Coverage Types:

1. Liability Coverage

Covers injuries or property damage you cause to others while operating your vehicle. Required by law in most states.

2. Collision Coverage

Helps pay for repairs to your own car if you’re involved in an accident, regardless of who is at fault.

3. Comprehensive Coverage

Protects against non-collision incidents such as theft, vandalism, hail, or fire.

4. Uninsured/Underinsured Motorist Protection

Provides coverage if you’re hit by a driver who has little or no insurance.

5. Medical Payments (MedPay)

Covers medical expenses for you and your passengers in the event of an accident, regardless of fault.

Illinois state law requires drivers to carry:

Did You Know?

  • Bodily Injury Liability: Minimum $25,000 per person / $50,000 per accident
  • Property Damage Liability: Minimum $20,000 per accident

Why Choose RetireMax for Your Car Insurance?

Choosing the right insurance provider is just as important as the policy itself. At RetireMax, we bring decades of experience and personalized service to every customer.

Why Drivers Choose RetireMax:

Licensed in Illinois, Indiana, Arizona & Wisconsin

Fast claims handling with personalized support

Multi-policy discounts for bundling home, life, or business coverage

Trusted local agents with deep knowledge of state-specific regulations

Free annual policy reviews to ensure continued value

State-Specific Auto Insurance Info

While coverage types are fairly standard across the country, each state has its own legal minimums and regulations. RetireMax stays up-to-date so you don’t have to.

Illinois

Indiana

Arizona

Wisconsin

Frequently Asked Questions

01. Do I need full coverage if my car is paid off?

Not necessarily. Full coverage includes collision and comprehensive, which may not be needed for older vehicles. Our agents can help you decide based on your car’s value and driving habits.

 Absolutely. You may qualify for significant discounts by bundling auto insurance with home, renters, life, or business policies.

Meet Joe Francis

Licensed Independent Insurance Agent

I believe in helping families get the protection they deserve. Let’s talk coverage options that work for you.

Joe Francis, AAI

Make your dream life easier — get expert help

Ready to Compare Auto Insurance Rates?

 Let our team help you choose a plan that fits your budget and driving habits.