Do I need Earthquake Insurance in Illinois?

Earthquake coverage is excluded from a standard Illinois Homeowners Insurance Policy. But just because a Earthquake has not happened in your area, does not necessarily mean one will not happen. Given the potential damage, the cost may be an easy expense to justify. According to a study by the Consortium of Universities for Research in Earthquake Engineering, estimated damage resulting from an earthquake with a magnitude of 6.0 will equal more than 30% of your home's value.

The cost of Earthquake insurance in Illinois varies from location to location. We recommend contacting your agent to get a quote on what exactly would be covered, the deductible that comes with the coverage, and how much it will cost you.

Here at our Illinois Independent Insurance Agency, we are contracted with several National AM Best rated insurance carriers to be able to provide the best coverages at the most affordable prices.

Contact one of our licensed agents for more information.