Illinois Autoowners with auto insurance coverage

Auto Insurance

Do you live in the Orland Park area of Illinois? Are you in need of insurance for your auto or truck? If you can answer yes to these questions, contact the RetireMax Insurance Agency to obtain a quote. Or use our online rating tool to get your quote.

Everyone needs auto insurance. There are ads everywhere for auto insurance coverage, both on television and online. But a cut-rate policy may not provide the coverage you need. RetireMax Insurance of Orland Park, IL can help you find the right policy for your needs.

Drivers are required to carry liability insurance and minimal uninsured motorist coverage in the state of Illinois. Liability coverage pays for bodily injury to another person or property damage caused by you because of your vehicle's negligent operation.

If a family member using your car with your permission causes an accident, that will be covered as well. The coverage may include legal fees if you are sued because of the incident. Liability protection can be divided into two coverages:

Bodily injury

  • This coverage pays the costs due to a pedestrian injury or death in another vehicle. It may cover your passengers' injury costs if they are not members of your household.
  • Illinois law requires Bodily Injury limits of a minimum of $25,000 per person, per accident, with a total of $50,000 per accident.

Property damage

  • Pays for damage to another person's car or property. It covers fences, trees, signs, buildings, and utility poles. Illinois law requires Property Damage limits of at least $20,000 per accident.

Unfortunately, many individuals who carry only the legal minimum coverage are then left with extensive bills when the accident cost goes beyond the limits of their coverage.

Most insurance clients can obtain affordable coverage extending the auto insurance coverages beyond the legal minimums. Increased limits raise the total amount of liability coverage, diminishing the risk of incurring a huge debt due to a vehicle accident. Additional coverage options in the state of Illinois are:

  • Collision insurance, which pays for damage to your insured vehicle in the event of an accident
  • Comprehensive insurance, which pays for damage to your insured vehicle because of a covered, non-crash related event
  • Rental reimbursement while your vehicle is in repair
  • Towing and roadside assistance in the event of a breakdown

RetireMax Insurance is happy to help residents throughout Illinois find reliable auto insurance. Contact us today for a no-obligation quote.

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